Cradle Overseas Pensions Ltd have offices in Bristol and Wiltshire, and is an appointed representative of Financial Limited which is authorised and regulated by the Financial Services Authority. We provide independent QROPS and overseas pensions advice.
We are fully qualified to provide advice on transfers from all UK individual and occupational pension schemes. We believe it is important that an adviser fully understands all aspects of UK pensions, as well having an in depth knowledge of overseas pensions.
We can advise clients living in most countries, and many of our clients and prospective clients are residents of countries such as UAE, Spain, Portugal, Switzerland, South Africa, Monaco, Thailand, Cyprus, Ireland and France.
As well as providing advice to clients, we also work with a range of professional introducers such as Independent Financial Advisers, Accountants and Solicitors. We provide a range of services which enables an introducer to work with us in a way that best suits their business and their clients.
The Overseas Pensions market (including QROPS and QNUPS) attracts all types of advisers. Some advisers are regulated in the UK, but the vast majority are either regulated outside of the UK or are not regulated at all. With so many different types of advisers the quality and cost of advice, as well as client protection; can vary markedly.
Our advice fees are completely transparent. We do not hide commissions within funds or products; and all our clients know the exact cost of any advice and products before they proceed.
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