Cradle Overseas Pensions Ltd work with a range of professional introducers, including Independent Financial Advisers, IFA networks, Employee Benefit Consultants, Accountants, Lawyers, Currency Brokers, Migration Specialist and Fiduciary & Trust Companies.
We understand that in many cases these are long term clients of the introducer. It is highly important that we are flexible enough to offer a range of services which offer choice to the introducer, as well as respecting the client contact strategy that the introducer would prefer. Most of our business is through referrals, and introducers are at the heart of our model.
The use of Overseas Pensions is a specialist area, and our services are aimed at providing appropriate and robust solutions, that match a client’s personal circumstances and objectives.
Some of the benefits to an introducer are as follows:
We work alongside the introducer to enable them to advise their own client. This service includes assistance with fact finding, an initial assessment as to the viability of an overseas pension (including a cost benefits analysis), help with selecting a provider and jurisdiction for the pension, providing the appropriate client documentation, technical assistance; and suitability wording for a client report. This may involve a fixed fee for the assistance, or a provider may pay us a "distribution fee" from their standard product charges.
We can provide two levels of advice. Firstly we can provide the advice to transfer/set up an overseas pension. The ongoing investment advice can remain with the introducer.
Secondly we can provide advice on both the transfer/setting up of the overseas pension, and the ongoing investment advice.
We can work with introducers to help them develop their own overseas pension panel or white labelled solutions, as well as assisting them with due diligence and advisory processes.
In addition we can put together training modules, and provide training to introducers and their employees.