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Cradle Overseas Pensions Ltd is authorised and regulated by the Financial Conduct Authority. FCA number 626364.
Registered office: 2 Petty Lane, Derry Hill, Calne, Wiltshire, SN11 9QY.
Registered in England and Wales. Company number: 7273148.
The guidance provided within this website is subject to the UK regulatory regime.
Review Your QROPS Pension With A FCA Regulated Expert
If you have previously transferred from a UK Pension to a Qualifying Recognised Pension Scheme (QROPS), we offer a review service to ascertain if the current QROPS is working for you or whether there may be better alternatives
By submitting this form you agree to the Cradle Overseas Pensions Ltd Privacy Policy.
Get your Free
QROPS Review
Get your FREE & no obligation QROPS Review. Simply complete the form below and a Cradle pensions expert will call you to Review your pension options
Cradle is a transparent, 'fee only', independent financial advisory company.
We offer high-quality pension transfer services to Australia & New Zealand as our core offering.
Why Cradle?
We also offer reviews of existing QROPS, transfers of Shell pensions & a range of UK resident services.
We are fully regulated in the UK
Pension Reviews
We do not take any commissions or enhancements from product providers or fund houses.
No Commissions
Why Review Your QROPS
If you have previously transferred from a UK Pension to a Qualifying Recognised Pension Scheme (QROPS), we offer a review service to ascertain if the current QROPS is working for you or whether there may be better alternatives.
Alternatives could include a full pension transfer or simply changing the structure of costs and investments within an existing plan.
Your initial QROPS review is free of charge, and fees would only become relevant if between us we agree on an action such as a transfer (to another QROPS or back to a UK pension) or a re-structure of your current pension.
About Cradle Overseas Pensions Ltd
Integrity
Initial consultations are complimentary and without obligation. We will not provide advice where we cannot evidence clear suitability for a transfer, or where any benefits come at too high a price. It is these principles of integrity that allow us to build successful and long-lasting relationships with our clients.
FCA Regulated
Pension transfers are a complex area of advice. For this reason, UK law dictates that if you wish to investigate a transfer out of a defined benefit or safeguarded benefit UK pension (values over £30,000) you must receive advice from a UK-regulated financial adviser (FCA).
Specialists
We are ‘Pension Transfer Specialists’. To use this phrase in the UK means your adviser has a higher level of professional qualification.
These qualifications are known within the UK as some of the toughest in the profession.
Our Service
“Since working with Ronald James they have implemented a range of Inbound marketing strategies that has helped Tesco Bank build a brand new Tech Hub here in Newcastle. From their Dev Hub events to engaging Social Media marketing that helped raise our profile as a Tech employer of choice in the North East. ”
Tristan Brown
- Estate Agent
“I would recommend Ronald James and their marketing package. They have assisted Bede Gaming in building our Tech teams and over the last 3 years have successfully found us over 70 hires! Which have included Software Engineers, Product Managers, Project Managers, Testers, Business Analysts and Marketing. ”
Andy Thompson
- Area Agent
“Since working with they have implemented a range of Inbound marketing strategies that has helped Tesco Bank build a brand new tech hub here in newcastle. From their Dev Hub events to Social Media marketing to our specific audience they have raised our profile as a tech employer of choice in the North East. ”
Mark Scott
- Expart Agent
Views of our guardian
Our Experts Team.
David Nihero
Consultant Architect
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Staven Joy
Consultant Architect
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Nadia Rui
Consultant Architect
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Reduce your costs, specifically on the underlying investment structures which are often the biggest issue.
Ensure your pension is in the correct location for your retirement plans.
Recommend a professionally managed, regulated, and diverse portfolio (both geographically and across different asset classes), that is aligned with your attitude to investment risk.
Provide a no commission and fully transparent service, where you know where each penny, pound or Euro is going and why.
Develop an ongoing review service to provide added peace of mind and keep everything on track throughout your retirement.
Our aim for your pension will be
Affordable Packages.
$36
Yearly
Premium
One Year Standard Access
Limited Courses
300+ Lessons
First 30 days free
Standard Tutorials
Unlimited Registered User
$26
Monthly
Optimal
One Year Standard Access
Limited Courses
300+ Lessons
First 30 days free
Standard Tutorials
$16
Weekly
Startup
One Year Standard Access
Limited Courses
300+ Lessons
First 30 days free
Standard Tutorials
The funds are not growing as you would hope
You are concerned about the service being offered by your pension provider and/or adviser
Some funds have failed or become suspended, which have resulted in large losses
You are unsure whether your QROPS is compatible from a tax perspective with your country of residence
You are concerned about high costs for the pension provider and / or the investments in the pension
You plan to change residency
You have concerns of a technical nature
You have changed residency since you set up your QROPS, including returning to the UK
Your attitude to risk has changed
You have had a change of circumstances or objectives since you set up the QROPS
