Cradle Overseas Pensions Ltd is a leading UK FCA regulated financial advice firm, providing independent advice in the main on QROPS, QNUPS, International Pension Plans and UK pensions (including SIPPS).

Fully qualified to provide advice on transfers from all UK individual and occupational pension schemes, our global list of clients include expatriates and migrants residing in almost every corner of the world.

In the past five years (from 2016) we have increasingly specialised in pension transfers to Australia and New Zealand, as well has having a focus on Shell pensions which have grown through an organic referral network; and reviewing existing QROPS for policyholders worldwide.

As well as providing advice directly to clients, we also work with a range of professional introducers such as Independent Financial Advisers, Accountants and Solicitors. Our methodology and approach enables an introducer to work with us in a way that best suits their business and their clients.

It is important to understand that the Overseas Pensions market (including QROPS and QNUPS) attracts all types of advisers. Some are regulated in locations with strong regulatory oversight (where qualifications and expertise are essential), but many are based in countries where regulation is light or non-existent. The quality and cost of advice, as well as client protection, varies markedly.

FCA Regulated since 2010.

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