WHY CRADLE?
QUALITY ADVICE, BUILT ON A FOUNDATION OF TRUST, KNOWLEDGE, & PROFESSIONALISM
CRADLE IS A TRANSPARENT ‘FEE’ ONLY, INDEPENDENT FINANCIAL ADVISORY COMPANY, OFFERING HIGH QUALITY PENSION TRANSFER SERVICES TO AUSTRALIA AND NEW ZEALAND AS A CORE OFFERING, AS WELL AS REVIEWS OF EXISTING QROPS, TRANSFERS OF SHELL PENSIONS, AND A RANGE OF UK RESIDENT SERVICES.
With offices based in Bristol and Wiltshire we are fully regulated across the UK and work with regulated advisers in both Australia and New Zealand, which means we are able to support our clients throughout their journey between the two countries.
We do not take any commissions or enhancements from product providers or fund houses.
FCA REGULATED SINCE 2010
BECAUSE WE ARE INDEPENDENT
As an independent firm, we’re able to give truly objective advice – something that’s particularly important when creating a tailored transfer strategy.
BECAUSE WE COME HIGHLY RECOMMENDED
Don’t just take our word for it. With several awards under our belt and numerous testimonials, as well as some truly life-changing customer experiences, we’re proud to say we’re highly respected and trusted within the industry. If you would like to speak with any of our clients who have been through a similar process, we have many who would be willing to do so.
BECAUSE WE OFFER A ‘REGULATED’ END TO END SOLUTION
We are regulated in the UK and partner with advisers in Australia and New Zealand. As completely separate entities to Cradle, these companies look at every transfer scenario independently and without bias. This methodology ensures that we offer a ‘best of breed’ end to end solution.
BECAUSE WE OFFER TRANSPARENT ADVICE
Our initial consultations are free and without obligation and all product fees are visible . We will not provide advice where we cannot evidence suitability for a transfer, or where any benefits come at too high a price or do not meet your objectives. It is these principles of integrity that allow us to build successful and long-lasting relationships with our clients.
Our Services
Australian Transfers
Our core business, Australian Pension Transfers are very much our main area of specialism. This is enhanced by working with like-minded and carefully selected partners in Australia to provide a comprehensive end-to-end solution.
New Zealand Transfers
For the right individual under the right circumstances, the New Zealand Pension Transfers could be beneficial. Transfers to Australia and New Zealand are our core business and very much our main area of specialism. This is enhanced by working with like-minded and carefully selected partners in both countries to provide a comprehensive end-to-end solution.
Shell Pensions
Many of our clients have been very high profile at Shell, and almost all want the same level of detailed and transparent advice. Most clients are UK nationals who are now living overseas, and some plan to return to the UK.
UK Resident Services
At Cradle Overseas Pensions, we are committed to providing a comprehensive range of services tailored specifically for UK residents. Our expertise extends to a variety of financial planning areas, ensuring that your financial needs are met with the utmost professionalism and care.
QROPS Pension Reviews
If you have previously transferred from a UK Pension to a Qualifying Recognised Pension Scheme (QROPS), we offer a review service to ascertain if the current QROPS is working for you or whether there may be better alternatives. Alternatives could include a full pension transfer or simply changing the structure of costs and investments within an existing plan.
Self Invested Personal Pensions (SIPPs)
SIPPs, or Self Invested Personal Pensions, offer a flexible way for individuals to manage their retirement savings, providing greater control over investment choices. These pensions are an ideal solution for those who seek to actively engage with and tailor their retirement investments to better align with their long-term financial goals.
OUR MISSION
To achieve the best and most suitable outcome for our clients, whereby both parties are making fully informed decisions, and in a manner where our clients feel at ease through the entire process and comfortable enough to ask us anything whether they feel it is relevant to their financial situation or not.